Five of Pentacles Tarot Card Meaning – Overcoming Hardship

The Five of Pentacles is a Tarot card that often signifies challenges, but it’s not all about gloom and doom. Indeed, it is a card that propels us into the heart of our struggles, encouraging us to face them head-on. This card reminds us of the inherent strength within us all to overcome difficulties, underscoring the value of resilience and the human spirit. It invites us to discover the silver lining in even the darkest of clouds, highlighting that every hardship we encounter in life, is a stepping stone to triumph.

  • The Five of Pentacles, in both upright and reversed positions, symbolizes periods of hardship and the resilience they foster, emphasizing the transitory nature of struggles and the potential for recovery and growth that follows.
  • In a ‘Yes or No’ Tarot reading, the card typically suggests a ‘No’, indicating potential obstacles or challenging periods ahead. However, it also implies potential for positive change if one adapts their approach or seeks help.
  • The interpretation of the Five of Pentacles can vary across different Tarot decks, with some focusing on the emotional and psychological dimensions of hardship while others depict more tangible struggles, yet all versions invite introspection on our hardships and the lessons they provide.

Key Meanings of the Five of Pentacles Tarot Card

Upright Meanings

  • Financial Struggle
  • Isolation
  • Hardship
  • Need for Support
  • Difficulty

Reversed Meanings

  • Recovery from Loss
  • Finding Help
  • Overcoming Adversity
  • Improving Circumstances

Five of Pentacles Tarot Card Description and Symbolism

five of pentacles tarot card

The Five of Pentacles Tarot card is frequently illustrated with a pair of forlorn figures braving a harsh snowfall as they pass a brightly lit church window.

The stark winter setting embodies their current hardship and isolation, portraying a sense of despair and abandonment.

However, the vibrant church window showing five pentacles in the background stands as a beacon of hope, hinting at the support and comfort they might find if they choose to seek it.

This contrast emphasizes the struggle they are currently undergoing and the prospect of redemption if they are willing to look for help in unexpected places.

Upright Five of Pentacles Tarot Card Meanings

The upright Five of Pentacles card suggests a period of hardship and struggle, often manifested as financial difficulties or health issues. This phase may feel like a cold, harsh winter, as represented in the card’s imagery, giving a sense of isolation and despair.

You may feel as though you’ve been left out in the cold, abandoned by those you counted on in your time of need. But remember, the brightly lit church window in the artwork serves as a beacon of hope. It’s a reminder that support and comfort are near, even if they are not immediately apparent.

This card encourages you to seek help and not let pride or fear prevent you from accepting assistance. This phase is temporary, and with the right support and attitude, you will overcome these challenges and emerge stronger.

Upright Five of Pentacles In Love and Relationships

The Five of Pentacles can signify a tough period in a relationship characterized by emotional or financial struggles. It may feel as if you and your partner are weathering a cold, harsh winter, feeling isolated and struggling to provide the needed support to each other.

A tarot card with a couple walking in snow, symbolizing struggles in a relationship, and a lit church window in the background, representing hope and the potential for overcoming challenges together.

This phase, however, is temporary. It’s crucial to remember that, like the brightly lit church window in the card, there is always hope and an opportunity for transformation.

Open communication, mutual understanding, and seeking help, whether professional or within your community, can provide the necessary warmth to weather this storm.

This experience, although challenging, can strengthen the bonds of your relationship, leaving it more resilient than before.

Upright Five of Pentacles In Career and Finances

The Five of Pentacles appearing in a career and finances context may indicate a trying time marked by job loss, decreased income, or a business not performing as expected.

It can feel like braving a relentless blizzard, with resources dwindling and morale dropping. But much like the illuminated church window in the card, hope and solutions are never far away.

This is a time to explore other means of financial support or professional advice that may guide you through this challenging phase.

The experience can offer valuable lessons in resilience and resourcefulness, eventually leading to a time of recovery and financial stability. Remember, winter is followed by spring, and this difficult period too, shall pass.

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Upright Five of Pentacles In Health

When the Five of Pentacles appears in a health reading, it might indicate a challenging period marked by serious illness or health issues, physical struggle, or mental distress. It is like navigating through a chilly, harsh winter, with health issues seeming overwhelming and isolating.

However, it’s essential to remember that support and healing are within reach, like the glowing church window in the card. This card advises not to overlook your health needs and to seek professional medical advice if necessary.

A tarot card showing a solitary figure in a snowy landscape, representing health struggles, with a lit church window in the background symbolizing hope, support, and the potential for recovery.

Leaning on your support network, practicing self-care, and maintaining a positive mindset can help you overcome these health challenges. Remember, every winter is followed by a spring, symbolizing recovery and revitalization.

This difficult time in your health journey is temporary, and with care and support, you’ll find yourself on the path to recovery.

Upright Five of Pentacles In Spirituality

The Five of Pentacles, in a spiritual context, signifies a time of feeling emotionally or spiritually drained. You might be grappling with disconnection from your faith or spiritual path as though navigating through a bleak, cold winter.

Yet, much like the glowing church window on the card, solace and guidance are close at hand, waiting to be discovered. This card encourages you to seek spiritual support or to reconnect with spiritual practices that have previously brought you comfort and clarity.

You might consider joining spiritual groups, meditation or prayer, or studying spiritual texts to reignite your faith. Just as winter eventually gives way to spring, remember that this period of spiritual estrangement is temporary.

You will find your path back to spiritual fulfillment, emerging from this period with a deeper and more resilient faith.

Reversed Five of Pentacles Tarot Card Meanings

When the Five of Pentacles reversed is drawn, it heralds a time of recovery and improvement after hardship. The snowy, bleak winter gives way to the hopeful blossoming of spring. Financial stability begins to return, health issues start to resolve, and emotional distress gradually subsides.

It symbolizes finding help in the most unexpected places and strengthening your resolve. The reversed position of this card encourages you to capitalize on the lessons learned during difficult circumstances and challenging times and to use these experiences to build a more resilient, hopeful future.

This card also serves as a reminder to extend a helping hand to others who may be going through their own ‘winter’ phase, sharing the support and comfort you once sought during your time of need.

Reversed Five of Pentacles in Love and Relationships

In a love and relationship context, the Five of Pentacles reversed signifies a phase of recovery and healing after enduring a challenging period. The cold season of isolation and struggles slowly transforms into a time of renewed connection and understanding.

The hardships you and your partner faced may have revealed previously unknown depths of strength and resilience in your relationship. This suit of pentacles card strongly indicates that the frosty isolation is ending, and warmer, hopeful days lie ahead.

It’s an encouragement to reflect on the lessons learned through hardship and to use that knowledge and strength to deepen your bond moving forward.

Always remember, you’ve weathered the storm together and come out stronger – your new relationship has the potential to blossom like spring after the harshest winter.

Reversed Five of Pentacles in Career and Finances

When the Five of Pentacles reversed appears in a career and finance context, it signals an end to financial hardship and a time of recovery and improvement.

A tarot card showing a figure moving from a snowy landscape into a sunlit area, symbolizing a shift from financial hardship to stability and new opportunities, with symbols of prosperity and resilience in the background.

The harsh winter of job instability and reduced income gives way to the hopeful blossoming of new opportunities and financial stability. This could translate into financial wealth, advancement in your career, a new job, or a profitable business venture.

The experience of past hardships has likely equipped you with new skills and a sense of resilience that will serve you well in this new phase. Remember the lessons learned during the tough times and use them as stepping stones toward financial success and a prosperous future.

Reversed Five of Pentacles in Health

The Five of Pentacles reversed in a health tarot spread signals a period of revitalization and recovery from previous health challenges. The harsh winter of illness and medical struggles begins to relent, giving way to the hopeful blossoming of improved health and wellness.

You might find effective treatments or support systems that significantly enhance your well-being. This could also signify a heightened resilience and a newfound appreciation for your health.

Remember to take the lessons from this challenging period forward, strengthening your commitment to self-care and healthier habits. Like a tree reviving after a relentless winter, you will emerge stronger and more resilient from this experience.

Reversed Five of Pentacles in Spirituality

In a spiritual context, the Five of Pentacles reversed signifies a reconnection with your spiritual path following a period of disconnection or doubt. It’s as though the icy winter of spiritual isolation melts away, replaced by the hopeful bloom of spiritual spring.

A card showing a figure transitioning from a dark landscape to a bright garden, symbolizing a reconnection with spirituality and spiritual growth, with imagery of blooming flowers and a radiant sun.

You may find yourself rediscovering spiritual practices, beliefs, or communities that once brought you peace and fulfillment. This could be a time of deepened faith, heightened spiritual awareness, and increased connection with the divine or the universe.

Remember, the spiritual strength you’ve rediscovered was always within you; the winter merely tested its resilience. Embrace this renewed spiritual journey and use the lessons learned during your period of disconnection to guide you forward.

Just as spring follows winter, your spiritual blossoming follows a period of isolation, bringing a season of growth, connection, and enlightenment.

How to Harness the Energy of the Five of Pentacles

To make the most of the Five of Pentacles’ energy, remember that adversity is a powerful teacher, one that fosters resilience, strength, and spiritual growth. Embrace the difficult seasons in your life, knowing that they are temporary and that a period of renewal and blossoming always follows.

During challenging times, seek comfort and guidance from spiritual practices or communities and remain open to assistance and support from unexpected sources.

As you navigate through your personal ‘winter’, remember to extend a helping hand to those navigating through their own. By doing so, you not only alleviate their hardships but also enrich your own spiritual journey.

And most importantly, maintain a hopeful and persevering spirit, knowing that every winter is followed by the hopeful blossoming of spring.

Five of Pentacles Yes or No

In a ‘Yes or No’ Tarot reading, the Five of Pentacles typically suggests a ‘No’, indicating a challenging period or potential obstacles ahead. However, it’s essential to remember that this minor arcana card also implies potential for positive change if you adjust your approach or seek help when needed.

five of pentacles meaning pin

Just as winter gives way to spring, struggles eventually lead to growth and improvement. So, even with some bad luck and a ‘No’ answer from the Five of Pentacles, there’s always room for a shift in perspective and the possibility for a brighter future.

Notable Variations in Different Tarot Decks

In the Rider-Waite deck, the Five of Pentacles typically underscores themes of poverty and financial hardship, painting a poignant picture of struggle and the need for support.

The card displays two paupers trudging through the snow outside a grand cathedral, symbolizing isolation and desperation but also hinting at the support that may be available if only they reached out.

This stark imagery starkly contrasts with the more abstract representation in the Thoth deck, which often leans into the emotional and psychological dimensions of hardship rather than concrete depictions.

Meanwhile, The Light Seer’s Tarot offers a more modern interpretation of the Five of Pentacles, focusing on contemporary issues like financial stress and emotional isolation, making it deeply relatable for many individuals today.

Regardless of the deck, the Five of Pentacles invites introspection on our hardships, the lessons they offer, and the support systems we might have overlooked.


The Five of Pentacles, whether upright or in reversed position, serve as a powerful symbol of life’s inevitable hardships and the resilience they cultivate within us.

Understanding tarot symbolism, this minor arcana card emphasizes the power of individual resilience, community support, and the potential help available to us, should we choose to seek it. It is a reminder that through every winter of struggle, whether emotional, financial, or spiritual, there is the potential for a spring of recovery, growth, and improvement.

As we journey through life’s winters, the Five of Pentacles encourages us to understand that struggles are temporary and are often followed by revitalization. It calls upon us to maintain hope, seek help when needed, and remember that every hardship carries a lesson that can lead to greater spiritual growth and strength.

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Christina Johnson

About the Author

My name is Christina, and I am the founder of centerspirited. Being a physiotherapist for several years I have found that many people, including myself, don’t achieve well-being only from a physical point of view. I’ve always viewed a person’s body, soul, and emotions as a whole construct of beauty. Always being a yoga enthusiast, I finally became an instructor myself. On a secret mission to capture spirituality in all of her beautiful shapes, I found myself being guided on a way through ayurvedic nutrition and lifestyle. Through this platform, I will hopefully be able to help other beautiful souls out there find their inner peace and bond with their spiritual selves.

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